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GSE Changes Could Ease Mortgage Concerns
The two secondary mortgage market giants Fannie Mae and Freddie Mac could help ensure stability in conventional mortgage markets if the government would temporarily lift a restriction on how much in mortgages they can hold in their portfolios, NAR told a federal regulator in a letter sent jointly with the [...]

The news is all over the place–from my lenders I get daily updates with program changes, rate changes and borrower criteria changes.  Then I also hear– “bring us the mortgages anyway–we’ll get creative”.  I’ll be honest with you–it is not as easy to get a loan as it used to be in recent years.  So — OK — they’re [...]

This article came to me in a newsletter, and I share it with you:
Industry visionary Stefan Swanepoel speaks out
RISMEDIA, August 13, 2007–The public media this past week headlined the apparent surprise “mortgage meltdown” as many reported the filing for bankruptcy protection by the nation’s 10th-largest residential financer; American Home Mortgage Investment Corp., Melville, New York. [...]

The next time you order checks, omit your first name and have only your initials and last name printed on them.  If someone takes your check book they will not know if you sign your checks with just your initials or your first name, but your bank will.
When you are writing checks to pay for [...]

Interest and Tax Deductions
If you itemize deductions on your federal income tax returns, you may be able to deduct all the interest you pay on your mortgage loan.  (We are not tax professionals. Please consult one for your own situation.)  I have created a table that shows actual interest rates you may be paying on your [...]