Selling a property in this tough market can seem like a challenge. Here are four factors that actually make this a good time to post a For-Sale sign.

1. Sell low and buy low. Because all property values are down, the loss on the property a home owner sells is really only a paper loss because the next property he buys also will be a bargain. If he buys smartly, when prices come back up in a few years, he’ll be in better shape.

 [We will compare many factors, including how much you bought for, what you owe, if this would cause a short sale, etc. Many factors go into these decisions.]

2. Down-payment help is widely available. While nothing-down loans have disappeared, it is easy to find down-payment assistance for lower-income and first-time home buyers. Programs vary all over the country, but one good way to find them is to search online for “down-payment assistance programs” and the name of your region.

[While this may not help you directly, it can help to sell your home. We are associated with a few lenders who have certifications with the House Key program and other down payment assistance programs that can be specific to a city.]

3. Your uncle has money to share. Besides the $8,000 first-time home buyer tax credit and the $6,500 move-up credit, there are an array of energy tax credits that can make home improvements pay off in cash.

[These include Federal Tax Credits as well as county specific rebates that run for specified time frames.]

4. Good help is available. Really talented real estate practitioners, contractors, and designers are available and eager for business.

[Us for instance!]
Source: McClatchy Tribune, Kate Forgach (02/07/2010)